Fertility Insurance Coverage

Navigating fertility treatment costs and insurance coverage can be overwhelming — but you’re not alone.

Our knowledgeable financial coordinators are here to guide you through your insurance benefits and help you make informed decisions to minimize out-of-pocket costs on your fertility journey.

Because insurance coverage for fertility care varies widely, we encourage all patients to contact our office for personalized assistance in understanding their benefits.

Patient Financing Partner

We understand that pursuing fertility treatment is both an emotional and financial journey. That’s why we’ve partnered with CapexMD—to help you access the care you need, with less financial worry along the way.

Why Choose CapexMD?

CapexMD specializes exclusively in fertility financing, making it easier for you to access the care you need—whether it’s IVF, medications, donor services, or genetic testing—all with one simple loan.

What Makes CapexMD Different:

  • Fast pre-approval, typically within 24 hours
  • Loan amounts from $3,000 to $50,000
  • Competitive fixed interest rates
  • Flexible repayment terms (6 to 60 months)
  • No prepayment penalties
  • Dedicated fertility loan specialists
  • Direct payment to your providers for a seamless experience

CapexMD isn’t a traditional bank—they’ve focused solely on fertility financing for over 15 years. Many members of their team have personally experienced fertility treatment, so they understand your journey and are here to support you.

How It Works

  1. Apply Online
    Complete a quick and secure application in just 5 minutes.
  2. Get a Fast Decision
    Most applicants receive a decision within 24 hours.
  3. Secure Your Treatment
    Once approved, funds are sent directly to RSC or other providers—often within 2 business days.
  4. Customize Your Loan
    Work with a CapexMD specialist to select the loan amount and repayment plan that best fits your needs.

What Can CapexMD Cover?

CapexMD financing can be used for virtually all fertility-related expenses, including:

  • IVF, IUI, and ICSI treatments
  • Fertility medications (e.g., Follistim, Gonal-F)
  • Egg freezing and storage
  • Donor eggs, sperm, and embryos
  • Genetic testing and screening
  • Surrogacy agency fees
  • Surgical procedures (e.g., hysteroscopy, laparoscopy)
  • Any treatment recommended by your fertility specialist

Ready to Apply?

Applying is quick, private, and commitment-free.
Let CapexMD help you take the next step—with confidence and peace of mind.